Galaxy Health Insurance launched its first product Galaxy Promise with sum insured options from Rs 3 Lakhs to Rs 1 Crore, which comes with Signature plan, Elite plan, Premier plan and Enhanced Optional covers, crafted for families seeking affordable and all-encompassing health coverage. These plans extend coverage to a range of specific health needs, including advanced treatments like robotic surgery and extended pre-and post-hospitalization coverage of up to 90 and 180 days in the Signature plan. This broad protection framework ensures that families are supported through every phase of life. The new Galaxy health plans come with nine distinguishing benefits, ensuring comprehensive support for policyholders.
The unlimited Restoration of Sum Insured feature allows policyholders to make multiple claims within the same policy year, restoring the coverage amount each time. Premium Promise aid in managing healthcare expenses. Consumables will cover for 68 items + Admission, Record and Insurance Processing Charges, No Co-payment and Coverage will be provided for Room rent, ICU including Digital ICU. In Premium waiver for Voluntary Organ Donor, insurer provides a 2-year premium waiver for the insured person and their immediate family members if they are already policyholders.Women Centric Benefits plans address a range of family health care needs. Cumulative Bonus will be Covered up to 500% of Sum Insured. Gala Fit - Pro Active Care program Premium discount available up to 20% at the time of renewal and reward the Insured Person activities with certificates and coins. Through Room Rent Enhancement insured can opt for any room type. Reduction of Waiting Period - Specified disease from 24 months to 18 months* and pre-existing disease from 36 months to 25 months applicable for 3 years term in Signature plan. By using PED Buy Back the insured can reduce the Pre-Existing Diseases waiting period from 36 months to 24 or 12 months.
G. Srinivasan, Managing Director and CEO of Galaxy Health Insurance said, “At Galaxy Health Insurance, our ethos is rooted in the belief that healthcare should be accessible, dependable, and proactive for every family. With these new plans, we aim to address the rising healthcare costs by offering a blend of stability, affordability, and comprehensive family support. Our goal is to empower individuals and families to manage their health with confidence, knowing they are supported through every life stage.”