The product’s value lies in its commitment to providing a secure financial safety net while addressing two key consumer concerns - ease of purchasing insurance and a smooth, hassle-free claims experience for beneficiaries.
Policyholders have the option to get back premiums paid at the time of maturity, enhancing the product value.In cases of specified terminal illnesses, the death benefit will be accelerated, ensuring timely financial support. A six-month waiting period applies for this benefit. Policyholders can also choose to get back the entire premium (excluding taxes), if they wish to exit the policy.These features not only offer financial security but also provide peace of mind.
Targeted at salaried professionals earning ₹10 lakh or above, annually, HDFC Life Click 2 Protect Ultimate adopts a rigorous medical underwriting process at issuance to uphold its 100% claim assurance. HDFC Life Click 2 Protect Ultimate is currently available to customers in major urban centres - Delhi, Mumbai, Bangalore, Chennai, Hyderabad, Kolkata, Ahmedabad, and Pune.
Santosh Agarwal, CBO, Life Insurance, Policybazaar.com, remarked, “HDFC Life Click 2 Protect Ultimate is a testament to our long-standing partnership with HDFC Life. As an industry-first, it reflects our commitment to making insurance more customer-centric by eliminating uncertainties in claims settlement.”