IIFL Finance, one of India's leading non-banking financial companies (NBFCs), has crossed the milestone of 3,000 dedicated Gold Loan branches across the country, strengthening access to timely, transparent and affordable credit for millions of underserved customers. The expanded network aims to support small entrepreneurs, traders, farmers, artisans, self-employed professionals and households by enabling them to unlock the value of their household gold for quick working capital.
The company's Gold Loan business has become its largest secured lending segment, backed by strong asset quality, AI-powered operations, digital onboarding and an expanding presence across urban, semi-urban and rural India. Mr. Mayank Sharma, Head – Gold Loan, IIFL Finance, said the milestone reflects the company's commitment to making formal credit accessible to every hardworking individual while combining a strong physical network with digital capabilities, AI-led processes and robust risk management.
IIFL Finance said its Gold Loan network is supported by digital loan origination, paperless onboarding, high security standards and strong governance. With nearly 90% of its overall loan book secured, the company remains focused on expanding its gold loan, mortgage and secured MSME lending businesses, while advancing financial inclusion and supporting entrepreneurship across India.